TIM BERRY

Self Directed IRA & self-directed 401K Attorney.

Hi, I’m Tim Berry, a Self-Directed IRA and self-directed 401(k) attorney with 20 years of experience helping people take control of their retirement plans through compliant, tax-smart strategies.

Clients All Across the Country

Prohibited Transactions?

We can help!

5500ez issues

There’s hope.  We can fight those penalties!

Quick Contact


I specialize in assisting clients with:

Helping Clients Navigate Complex Legal Matters

Prohibited Transaction Analysis

We review Self-Directed IRA and Self-Directed 401(k) activity to help ensure transactions are handled correctly and do not trigger costly prohibited transaction violations.

Rollover Error Resolution​

We correct rollover mistakes before they become serious issues. Custodians frequently report errors to the IRS don’t risk penalties or the loss of your retirement account.

Reporting Error Connection

Missing Form 5500-EZ filings or incorrect values on 1099s? We identify reporting issues and help resolve them properly so you can move forward with confidence.

Retirement Estate Planning Strategy

We structure estate plans for retirement accounts to help ensure your assets transfer according to your wishes, not default rules or unintended government outcomes.

financial-advisor-consulting-2021-08-27-09-42-26-utc

About me

I know the ins and outs of retirement plans so you don't have to guess.

Chances are every exception has an exception.  If you just read the tax code, there is a good chance you are still going to make a mistake.  

Don’t get me started on chatgpt either. . . I can’t tell you how many times it has created tax code sections out of the blue. 

Tim Berry

How to Change 401k Providers?

Tim Berry

How to Move Alternative Assets into 401k?

Tim Berry

The Danger of IRA Rollovers

Videos

Video Insights on Self-Directed IRAs & 401(k)s

Watch concise videos where I explain self-directed IRAs, 401(k)s, and compliant retirement strategies in clear, practical terms to help you make informed decisions with confidence.

FAQS

Frequently Asked Questions

Find clear answers to common questions about self-directed IRAs and 401(k)s, including rules, compliance, and investment options, explained simply to help you move forward with confidence.

My main focus is the various tax laws on retirement plans, in particular self directed IRAs and self directed 401ks, aka solo 401ks and owner only 401ks.  I’m constantly fixing costly mistakes made by custodians, financial planners, and CPAs who haven’t dealt with self directed IRAs and 401ks. 

A self-directed IRA or self directed 401k is a retirement plan that allows you to make all the investments allowed by law.  Most  IRAs and 401ks limit you to stocks and bonds.  With self directed plans the world is your oyster!

Yes — you can generally transfer or roll over IRA funds (other than inherited IRAs and Roth IRAs) into a self directed 401k in a tax free manner.  

Yes and no.  There are a ton of hidden land mines for self directed 401ks and self directed IRAs.  However if you just follow some simple rules. . . such as not having your plan engage in transactions with anyone related to you. . . then their operation can be relatively simple. 

I can review and analyze your planned transactions and offer legal insight to ensure your self-directed IRA investments comply with IRS regulations, reducing the risk of costly penalties.

Take the First Step Toward Smarter Retirement Investing

Schedule a consultation to see if a self-directed IRA or 401(k) strategy is right for you. Get clear legal guidance, answers to your questions, and a roadmap to structure compliant retirement investments with confidence.

Providing clear legal guidance and education on self-directed IRAs and 401(k)s to help you invest confidently and stay compliant.

Get In Touch

© IRA IDEAS LLC